/* ============================================================
   SIMPLLO — Главная (верстка по Figma)
   ============================================================ */

:root {
  --blue:        #2F7CF6;
  --blue-dark:   #1F66D8;
  --blue-soft:   #EAF2FF;
  --navy:        #14233F;   /* основной тёмный текст */
  --navy-deep:   #0B1C3E;   /* футер */
  --muted:       #6A788F;   /* серый текст */
  --line:        #E7ECF4;
  --bg:          #FFFFFF;
  --bg-soft:     #F3F7FF;
  --red:         #F5402C;   /* логотип S */
  --gold:        #D6A33C;
  --radius:      22px;
  --radius-sm:   14px;
  --shadow:      0 18px 50px rgba(28, 58, 110, .08);
  --shadow-sm:   0 8px 24px rgba(28, 58, 110, .06);
  --container:   1280px;
}

* { margin: 0; padding: 0; box-sizing: border-box; }

html { scroll-behavior: smooth; background: #fff; }

body {
  font-family: 'Roboto', -apple-system, 'Segoe UI', sans-serif;
  color: var(--navy);
  background: var(--bg);
  line-height: 1.45;
  -webkit-font-smoothing: antialiased;
}

/* headings use Montserrat (as in Figma) */
h1, h2, h3, h4,
.logo,
.section-title, .hero__title, .page-hero__title,
.benefits__title, .ved-col__title, .adv-card__title,
.feature__title, .stat__num, .promo__title,
.office__title, .post__title, .acc-head,
.cond-card, .step__text {
  font-family: 'Montserrat', -apple-system, 'Segoe UI', sans-serif;
}

a { color: inherit; text-decoration: none; }
ul { list-style: none; }
img, svg { display: block; max-width: 100%; }

.container {
  width: 100%;
  max-width: var(--container);
  margin: 0 auto;
  padding: 0 32px;
}

/* ---------- shared typography ---------- */
.section-title {
  font-size: 36px;
  font-weight: 800;
  letter-spacing: -.5px;
  line-height: 1.15;
  color: var(--navy);
}
.section-sub {
  font-size: 16px;
  color: var(--muted);
  margin-top: 8px;
}

/* ---------- buttons ---------- */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  font-family: inherit;
  font-size: 15px;
  font-weight: 700;
  border: none;
  border-radius: 12px;
  padding: 13px 26px;
  cursor: pointer;
  transition: background .18s, transform .18s, box-shadow .18s, color .18s;
  white-space: nowrap;
}
.btn--primary {
  background: var(--blue);
  color: #fff;
  box-shadow: 0 8px 20px rgba(47, 124, 246, .28);
}
.btn--primary:hover { background: var(--blue-dark); transform: translateY(-1px); }
.btn--lg { padding: 16px 34px; font-size: 16px; }
.btn--ghost {
  background: transparent;
  color: var(--navy);
  font-weight: 600;
}
.btn--ghost:hover { color: var(--blue); }

/* ---------- links ---------- */
.link-more {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  color: var(--blue);
  font-weight: 600;
  font-size: 14px;
  transition: gap .18s, color .18s;
}
.link-more:hover { gap: 10px; color: var(--blue-dark); }

/* ---------- logo ---------- */
.logo {
  font-size: 26px;
  font-weight: 800;
  letter-spacing: -.5px;
  line-height: 1;
}
.logo__s    { color: var(--red); }
.logo__rest { color: var(--navy); }
.logo--footer .logo__rest { color: #fff; }
.logo__img { display: block; height: 28px; width: auto; }
.logo--footer .logo__img { height: 30px; }

/* ============================================================
   HEADER
   ============================================================ */
.header {
  position: sticky;
  top: 0;
  z-index: 50;
  background: rgba(255, 255, 255, .92);
  backdrop-filter: blur(10px);
  border-bottom: 1px solid var(--line);
}
.header__inner {
  display: flex;
  align-items: center;
  gap: 28px;
  height: 76px;
}
.nav {
  display: flex;
  align-items: center;
  gap: 26px;
  margin-left: 14px;
}
.nav__link {
  font-size: 15px;
  font-weight: 500;
  color: var(--navy);
  display: inline-flex;
  align-items: center;
  gap: 5px;
  transition: color .15s;
}
.nav__link:hover { color: var(--blue); }
.has-caret::after {
  content: "";
  width: 7px; height: 7px;
  border-right: 1.6px solid currentColor;
  border-bottom: 1.6px solid currentColor;
  transform: rotate(45deg) translateY(-2px);
  opacity: .6;
  transition: transform .2s;
}

/* ---------- mega dropdown (Услуги) ---------- */
.nav__item { display: inline-flex; align-items: center; }
.nav__item--dropdown > .nav__link { cursor: pointer; }
.nav__item--dropdown:hover > .nav__link,
.nav__item--dropdown:focus-within > .nav__link,
.nav__item--dropdown.is-open > .nav__link { color: var(--blue); }
.nav__item--dropdown:hover .has-caret::after,
.nav__item--dropdown.is-open .has-caret::after {
  transform: rotate(225deg) translateY(-2px);
}

.mega {
  position: absolute;
  left: 0; right: 0;
  top: 100%;
  background: #fff;
  border-top: 1px solid var(--line);
  box-shadow: 0 24px 44px rgba(20, 35, 63, .10);
  border-radius: 0 0 22px 22px;
  padding: 20px 0 22px;
  opacity: 0;
  visibility: hidden;
  transform: translateY(-10px);
  transition: opacity .18s ease, transform .18s ease, visibility .18s;
  z-index: 40;
}
.nav__item--dropdown:hover .mega,
.nav__item--dropdown:focus-within .mega,
.nav__item--dropdown.is-open .mega {
  opacity: 1;
  visibility: visible;
  transform: none;
}
.mega__inner { display: flex; flex-wrap: wrap; gap: 12px; }
.pill {
  display: inline-flex;
  align-items: center;
  padding: 11px 22px;
  border-radius: 30px;
  font-size: 14px;
  font-weight: 600;
  color: var(--blue);
  background: #fff;
  border: 1px solid #e3ebf6;
  box-shadow: 0 4px 14px rgba(28, 58, 110, .06);
  transition: background .15s, color .15s, border-color .15s, box-shadow .15s;
  white-space: nowrap;
}
.pill:hover {
  background: var(--blue);
  color: #fff;
  border-color: var(--blue);
  box-shadow: 0 8px 20px rgba(47, 124, 246, .3);
}
.header__actions {
  display: flex;
  align-items: center;
  gap: 18px;
  margin-left: auto;
}
.header__phone {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-weight: 700;
  font-size: 15px;
  color: var(--navy);
}
.header__phone svg { color: var(--blue); }
.header__login { padding: 11px 22px; }
.lang {
  display: inline-flex;
  align-items: center;
  gap: 7px;
  background: none;
  border: none;
  font-family: inherit;
  font-size: 15px;
  font-weight: 600;
  color: var(--navy);
  cursor: pointer;
}
.lang__flag { display: flex; }
.burger {
  display: none;
  flex-direction: column;
  gap: 4px;
  width: 30px; height: 26px;
  background: none; border: none;
  cursor: pointer;
  justify-content: center;
}
.burger span { height: 2.5px; background: var(--navy); border-radius: 2px; }

/* ============================================================
   HERO
   ============================================================ */
.hero { padding: 28px 0 0; }
.hero__card {
  position: relative;
  overflow: hidden;
  border-radius: 28px;
  padding: 52px 56px;
  min-height: 420px;
  display: flex;
  align-items: center;
  background:
    radial-gradient(120% 130% at 78% 45%, #4E8FF0 0%, #6CA4F2 28%, #A9CCF8 52%, #D8E9FF 74%, #EAF3FF 100%);
}
/* dotted-globe pattern (real asset, blended over gradient) */
.hero__card::before {
  content: "";
  position: absolute;
  inset: 0;
  background: url('../assets/hero-globe.jpg') center right / cover no-repeat;
  mix-blend-mode: screen;
  opacity: .6;
  -webkit-mask-image: linear-gradient(105deg, transparent 28%, #000 72%);
          mask-image: linear-gradient(105deg, transparent 28%, #000 72%);
}
.hero__content { position: relative; z-index: 2; max-width: 560px; }
.hero__pill {
  display: inline-block;
  background: rgba(255, 255, 255, .65);
  border: 1px solid rgba(255, 255, 255, .9);
  color: #2c4470;
  font-size: 12.5px;
  font-weight: 600;
  padding: 7px 16px;
  border-radius: 30px;
  margin-bottom: 22px;
  backdrop-filter: blur(4px);
}
.hero__title {
  font-size: 50px;
  font-weight: 800;
  line-height: 1.06;
  letter-spacing: -1px;
  color: #0d1f3c;
}
.hero__subtitle {
  font-size: 19px;
  color: #2c4368;
  margin-top: 18px;
  font-weight: 500;
}
.hero__badges { display: flex; gap: 34px; margin-top: 26px; }
.trust {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 13px;
  font-weight: 600;
  color: #2c4368;
  line-height: 1.25;
}
.trust__icon {
  flex: none;
  width: 30px; height: 30px;
  display: grid; place-items: center;
}
.hero__cta { display: flex; align-items: center; gap: 18px; margin-top: 32px; }

.hero__art {
  position: absolute;
  right: 40px;
  top: 50%;
  transform: translateY(-50%);
  z-index: 1;
  width: 46%;
  height: 100%;
}
/* ---- coins illustration (real Figma assets) ---- */
.coins {
  position: relative;
  width: 100%;
  height: 100%;
}
.coin {
  position: absolute;
  top: 50%;
  height: auto;
  filter: drop-shadow(0 24px 32px rgba(20, 45, 90, .30));
}
.coin--eur {
  width: 210px;
  left: 1%;
  transform: translateY(-56%);
  z-index: 1;
}
.coin--rub {
  width: 244px;
  left: 23%;
  transform: translateY(-50%);
  z-index: 3;
}
.coin--usd {
  width: 224px;
  left: 49%;
  transform: translateY(-40%);
  z-index: 2;
}

/* ---- ticker ---- */
.ticker {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 6px 26px;
  padding: 16px 8px 4px;
  font-size: 13px;
}
.ticker__item { display: inline-flex; align-items: center; gap: 6px; color: var(--navy); }
.ticker__item b { font-weight: 700; }
.ticker__item .up   { color: #1faa5a; }
.ticker__item .down { color: #e0533d; }
.tag {
  font-size: 11px;
  font-weight: 700;
  padding: 2px 7px;
  border-radius: 6px;
}
.tag--up   { background: #e3f7ec; color: #1faa5a; }
.tag--down { background: #fde7e3; color: #e0533d; }
.tag--flat { background: #eef1f5; color: #8a94a6; }

/* ============================================================
   FEATURE CARDS
   ============================================================ */
.features { padding: 40px 0 10px; }
.features__grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 22px;
}
.feature {
  background: var(--bg);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 26px 24px 22px;
  box-shadow: var(--shadow-sm);
  display: flex;
  flex-direction: column;
  min-height: 230px;
  transition: transform .2s, box-shadow .2s;
}
.feature:hover { transform: translateY(-4px); box-shadow: var(--shadow); }
.feature__icon { margin-bottom: 22px; }
.feature__title {
  font-size: 18px;
  font-weight: 700;
  line-height: 1.25;
  margin-bottom: 10px;
}
.feature__text { font-size: 14px; color: var(--muted); }
.feature__list { font-size: 14px; color: var(--muted); }
.feature__list li { position: relative; padding-left: 14px; margin-bottom: 3px; }
.feature__list li::before {
  content: "·";
  position: absolute; left: 2px; top: -1px;
  font-weight: 800;
}
.feature .link-more { margin-top: auto; padding-top: 18px; }

/* ============================================================
   BUSINESS WITHOUT BORDERS
   ============================================================ */
.borders { padding: 30px 0; }
.borders__card {
  display: grid;
  grid-template-columns: 320px 1fr;
  gap: 0;
  background: var(--bg);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  overflow: hidden;
  box-shadow: var(--shadow-sm);
}
.borders__photo {
  position: relative;
  min-height: 250px;
  overflow: hidden;
  background: radial-gradient(120% 95% at 50% 18%, #6fa6ef 0%, #2f63b8 68%, #285aa0 100%);
}
.borders__img {
  position: absolute;
  bottom: 0;
  left: 50%;
  transform: translateX(-50%);
  height: 96%;
  width: auto;
  max-width: none;
}
.borders__body { padding: 40px 44px; display: flex; flex-direction: column; justify-content: center; }
.flags {
  display: flex;
  flex-wrap: wrap;
  gap: 12px 26px;
  margin-top: 26px;
}
.flag {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-size: 15px;
  font-weight: 600;
  color: var(--navy);
}
.flag svg {
  flex: none;
  width: 22px;
  height: 15px;
  border-radius: 3px;
  box-shadow: 0 0 0 1px rgba(20, 35, 63, .08);
}
.flag--muted { color: var(--muted); font-weight: 500; }

/* ============================================================
   ACCOMPANY BUSINESS
   ============================================================ */
.accompany { padding: 30px 0; }
.accompany__grid {
  display: grid;
  grid-template-columns: 1.5fr 1fr 1fr;
  gap: 22px;
}
.accompany__main {
  background: var(--bg-soft);
  border-radius: var(--radius);
  padding: 30px 34px;
  display: flex;
  flex-direction: column;
}
.accompany__main .section-title { font-size: 29px; }
.bullets { margin: 16px 0 18px; display: flex; flex-direction: column; gap: 10px; }
.bullets li {
  display: flex;
  gap: 11px;
  font-size: 14px;
  color: #3a4a66;
  line-height: 1.3;
  max-width: 540px;
}
.bullets__dot { flex: none; }
.accompany__main .btn { align-self: flex-start; margin-top: 6px; }

.promo {
  position: relative;
  border-radius: var(--radius);
  overflow: hidden;
  padding: 28px 28px;
  min-height: 240px;
  display: flex;
  flex-direction: column;
  color: #fff;
}
.promo--blue {
  background: linear-gradient(160deg, #3f86f2 0%, #2c66d6 100%);
}
.promo__icon {
  width: 52px; height: 52px;
  background: rgba(255, 255, 255, .18);
  border-radius: 14px;
  display: grid; place-items: center;
  margin-bottom: auto;
}
.promo--blue .promo__icon { width: 72px; height: 72px; background: none; }
.promo__icon img { width: 100%; height: 100%; object-fit: contain; }
.promo__title {
  font-size: 26px;
  font-weight: 800;
  line-height: 1.1;
  margin-top: 22px;
}
.promo__text { font-size: 13.5px; opacity: .9; margin-top: 12px; }
.promo--photo { padding: 0; background: linear-gradient(160deg, #4f6f9c 0%, #243450 100%); }
.promo__photo {
  position: absolute;
  right: -4%;
  bottom: 0;
  width: 106%;
  max-width: none;
  z-index: 1;
}
.promo__overlay {
  position: relative;
  z-index: 2;
  margin-top: auto;
  padding: 28px;
  width: 100%;
  background: linear-gradient(to top, rgba(8, 20, 45, .85) 30%, transparent);
}

/* ============================================================
   STATS
   ============================================================ */
.stats { padding: 26px 0; }
.stats__grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  box-shadow: var(--shadow-sm);
  overflow: hidden;
}
.stat {
  text-align: center;
  padding: 42px 20px;
  border-right: 1px solid var(--line);
}
.stat:last-child { border-right: none; }
.stat__icon { display: flex; justify-content: center; margin-bottom: 18px; }
.stat__icon svg { width: 48px; height: 48px; }
.stat__num {
  font-size: 38px;
  font-weight: 800;
  color: var(--navy);
  letter-spacing: -.5px;
}
.stat__num span { font-size: 18px; font-weight: 700; }
.stat__label { font-size: 14px; color: var(--muted); margin-top: 6px; }

/* ============================================================
   MEDIA CENTER
   ============================================================ */
.media { padding: 40px 0; }
.media__head { margin-bottom: 22px; }
.media__bar {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  margin-bottom: 24px;
}
.tabs { display: flex; gap: 10px; flex-wrap: wrap; }
.tab {
  font-family: inherit;
  font-size: 14px;
  font-weight: 600;
  color: var(--muted);
  background: var(--bg-soft);
  border: 1px solid transparent;
  border-radius: 30px;
  padding: 9px 18px;
  cursor: pointer;
  transition: all .15s;
}
.tab:hover { color: var(--navy); }
.tab.is-active { background: var(--blue); color: #fff; }
.link-more--row { font-size: 15px; }

.media__grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr;
  gap: 22px;
}
.post {
  background: var(--bg);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  overflow: hidden;
  box-shadow: var(--shadow-sm);
  display: flex;
  flex-direction: column;
  transition: transform .2s, box-shadow .2s;
}
.post:hover { transform: translateY(-4px); box-shadow: var(--shadow); }
.post__media { min-height: 200px; background-size: cover; background-position: center; background-repeat: no-repeat; }
.post__body { padding: 20px 22px 22px; display: flex; flex-direction: column; flex: 1; }
.post__date { font-size: 12px; color: var(--muted); margin-bottom: 10px; }
.post__title { font-size: 17px; font-weight: 700; line-height: 1.25; }
.post__excerpt { font-size: 13.5px; color: var(--muted); margin-top: 10px; }
.post .link-more { margin-top: auto; padding-top: 16px; }

/* feature post = image left, text right */
.post--feature { flex-direction: row; }
.post--feature .post__media { flex: none; width: 48%; min-height: 100%; }
.post--feature .post__body { justify-content: center; }
.post--feature .post__title { font-size: 22px; }

/* ============================================================
   OPEN ACCOUNT FORM
   ============================================================ */
.open { padding: 30px 0; }
.open__card {
  background: linear-gradient(135deg, #f5f8ff, #eef4ff);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 44px 48px;
}
.open .section-title { margin-bottom: 28px; }
.form__row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 18px;
  margin-bottom: 18px;
}
.field {
  display: flex;
  align-items: center;
  gap: 10px;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 12px;
  padding: 0 18px;
  height: 54px;
}
.field:focus-within { border-color: var(--blue); }
.field__input {
  flex: 1;
  border: none;
  outline: none;
  font-family: inherit;
  font-size: 15px;
  color: var(--navy);
  background: transparent;
  height: 100%;
}
.field__flag { flex: none; display: flex; }
.form__row--bottom { grid-template-columns: 1fr 1fr; align-items: start; }
.form__agreements {
  grid-column: 1 / -1;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 14px 40px;
}
.check {
  display: flex;
  gap: 10px;
  cursor: pointer;
  font-size: 12.5px;
  color: var(--muted);
  line-height: 1.4;
}
.check input { display: none; }
.check__box {
  flex: none;
  width: 18px; height: 18px;
  border: 1.6px solid #c4cedd;
  border-radius: 5px;
  margin-top: 1px;
  position: relative;
  transition: all .15s;
}
.check input:checked + .check__box {
  background: var(--blue);
  border-color: var(--blue);
}
.check input:checked + .check__box::after {
  content: "";
  position: absolute;
  left: 5px; top: 1px;
  width: 5px; height: 10px;
  border: solid #fff;
  border-width: 0 2px 2px 0;
  transform: rotate(45deg);
}
.check__text a { color: var(--navy); font-weight: 600; text-decoration: underline; }
.form > .btn { margin-top: 6px; }

/* ============================================================
   MAP + OFFICE
   ============================================================ */
.map-section { padding: 30px 0 50px; }
.map-section__card {
  position: relative;
  border-radius: var(--radius);
  overflow: hidden;
  box-shadow: var(--shadow-sm);
  min-height: 360px;
}
.map {
  position: absolute;
  inset: 0;
  background: url('../assets/map.jpg') center / cover no-repeat #eaf0f8;
}
.map::after {
  content: "";
  position: absolute;
  left: 50.5%; top: 82%;
  width: 18px; height: 18px;
  margin: -18px 0 0 -9px;
  background: var(--red);
  border: 3px solid #fff;
  border-radius: 50% 50% 50% 0;
  transform: rotate(-45deg);
  transform-origin: bottom left;
  box-shadow: 0 4px 10px rgba(0,0,0,.25);
}
.office {
  position: absolute;
  right: 40px; top: 50%;
  transform: translateY(-50%);
  width: 340px;
  background: #fff;
  border-radius: var(--radius-sm);
  padding: 26px 28px;
  box-shadow: 0 14px 40px rgba(20, 45, 90, .16);
}
.office__head { display: flex; align-items: center; gap: 14px; margin-bottom: 16px; }
.office__title { font-size: 26px; font-weight: 800; }
.office__badge {
  display: inline-flex;
  align-items: center;
  gap: 7px;
  background: var(--bg-soft);
  border-radius: 30px;
  padding: 6px 12px;
  font-size: 13px;
  font-weight: 600;
}
.office__addr { font-size: 13.5px; color: #3a4a66; line-height: 1.5; }
.office__hours { margin-top: 16px; display: flex; flex-direction: column; gap: 4px; }
.office__hours li { font-size: 13.5px; color: var(--muted); }
.office__hours span { color: var(--navy); font-weight: 600; }

/* ============================================================
   FOOTER
   ============================================================ */
.footer {
  background: var(--navy-deep);
  color: #aeb9cc;
  padding: 46px 0 26px;
}
.footer .logo--footer { display: inline-block; margin-bottom: 34px; }
.footer__cols {
  display: grid;
  grid-template-columns: 1.4fr 1.4fr 1fr 1fr;
  gap: 30px;
  padding-bottom: 34px;
  border-bottom: 1px solid rgba(255,255,255,.08);
}
.footer__title {
  color: var(--blue);
  font-size: 15px;
  font-weight: 700;
  margin-bottom: 18px;
}
.footer__col ul { display: flex; flex-direction: column; gap: 12px; }
.footer__col a { font-size: 14px; color: #c3ccdd; transition: color .15s; }
.footer__col a:hover { color: #fff; }
.socials { display: flex; gap: 12px; }
.social {
  width: 40px; height: 40px;
  display: grid; place-items: center;
  background: rgba(255,255,255,.08);
  border-radius: 10px;
  color: #c3ccdd;
  transition: background .15s, color .15s;
}
.social:hover { background: var(--blue); color: #fff; }
.footer__legal {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  padding-top: 22px;
}
.footer__legal-info { display: flex; flex-wrap: wrap; gap: 8px 28px; font-size: 12.5px; color: #8493ac; }
.footer__accessibility {
  font-size: 12.5px;
  font-weight: 700;
  letter-spacing: .3px;
  color: #c3ccdd;
  text-decoration: underline;
}
.footer__accessibility:hover { color: #fff; }

/* ============================================================
   PAGE: РАСЧЁТНО-КАССОВОЕ ОБСЛУЖИВАНИЕ (rko.html)
   ============================================================ */

/* ---- page hero ---- */
.page-hero { padding: 24px 0 0; }
.page-hero__card {
  position: relative;
  overflow: hidden;
  border-radius: 26px;
  min-height: 360px;
  padding: 52px 56px;
  display: flex;
  align-items: flex-start;
  background: linear-gradient(100deg, #eef5ff 0%, #dcebff 42%, #b9d6fb 72%, #9cc6f8 100%);
}
.page-hero__card::before {
  content: "";
  position: absolute;
  inset: 0;
  background: url('../assets/hero-globe.jpg') center right / cover no-repeat;
  mix-blend-mode: screen;
  opacity: .5;
  -webkit-mask-image: linear-gradient(105deg, transparent 24%, #000 70%);
          mask-image: linear-gradient(105deg, transparent 24%, #000 70%);
}
.page-hero__content { position: relative; z-index: 2; }
.page-hero__title {
  font-size: 46px;
  font-weight: 800;
  line-height: 1.08;
  letter-spacing: -.5px;
  color: #0d1f3c;
}
.page-hero__subtitle {
  font-size: 19px;
  font-weight: 500;
  color: #2c4368;
  margin: 18px 0 28px;
}
/* hero without subtitle (ВЭД): add gap before the button */
.page-hero__title + .btn { margin-top: 36px; }
.page-hero__art {
  position: absolute;
  right: 40px;
  top: 50%;
  transform: translateY(-50%);
  z-index: 1;
  width: 44%;
  max-width: 460px;
  display: flex;
  justify-content: center;
}
.page-hero__art img { width: 100%; height: auto; filter: drop-shadow(0 24px 40px rgba(40, 90, 170, .22)); }

/* ---- breadcrumb ---- */
.breadcrumb {
  display: flex;
  align-items: center;
  gap: 8px;
  padding: 18px 4px 0;
  font-size: 14px;
  color: var(--muted);
}
.breadcrumb a:hover { color: var(--blue); }
.breadcrumb svg { color: #b7c2d4; }
.breadcrumb__current { color: var(--blue); font-weight: 600; }

/* ---- benefits / conditions ---- */
.benefits { padding: 34px 0; }
.benefits__card {
  position: relative;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 56px;
  border-radius: 26px;
  padding: 44px 50px;
  overflow: hidden;
  background:
    radial-gradient(40% 48% at 0% 102%, rgba(255, 172, 188, .34), transparent 72%),
    radial-gradient(42% 52% at 100% 102%, rgba(178, 198, 255, .44), transparent 72%),
    radial-gradient(30% 40% at 96% 100%, rgba(255, 172, 192, .30), transparent 70%),
    #fbfcff;
}
.benefits__card::after {
  content: "";
  position: absolute;
  top: 100px; bottom: 44px;
  left: 50%;
  border-left: 1px dashed #d9e1ee;
}
.benefits__title { font-size: 28px; font-weight: 800; line-height: 1.12; margin-bottom: 26px; }
.benefits__title--blue { color: var(--blue); }

.adv-list { display: flex; flex-direction: column; gap: 14px; }
.adv-card {
  display: flex;
  align-items: center;
  gap: 22px;
  background: #fff;
  border-radius: 18px;
  padding: 22px 30px;
  box-shadow: 0 6px 20px rgba(28, 58, 110, .05);
  font-size: 16px;
  font-weight: 700;
  color: var(--navy);
  line-height: 1.3;
}
.adv-card__icon { flex: none; width: 40px; display: flex; justify-content: center; }
.adv-card__icon img { width: auto; height: 32px; }

.cond-cards { display: flex; flex-direction: column; gap: 14px; }
.cond-card {
  display: flex;
  align-items: center;
  gap: 20px;
  padding: 20px 28px;
  border-radius: 18px;
  font-size: 15.5px;
  font-weight: 700;
  line-height: 1.3;
  color: #fff;
  background:
    radial-gradient(78% 135% at 14% 0%, rgba(255, 255, 255, .42), rgba(255, 255, 255, 0) 56%),
    linear-gradient(160deg, #4f95f4 0%, #2e72e4 100%);
  box-shadow: 0 12px 24px rgba(47, 124, 246, .24);
}
.cond-card__icon { flex: none; width: 40px; display: flex; justify-content: center; }
.cond-card__icon img { width: auto; height: 32px; }

/* ---- services accordion ---- */
.rko-services { padding: 34px 0; }
.rko-services .section-title { margin-bottom: 26px; }
.accordion {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  box-shadow: var(--shadow-sm);
  padding: 8px 30px;
}
.acc-item { border-bottom: 1px solid var(--line); }
.acc-item:last-child { border-bottom: none; }
.acc-head {
  width: 100%;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  background: none;
  border: none;
  cursor: pointer;
  font-family: inherit;
  font-size: 17px;
  font-weight: 700;
  color: var(--navy);
  text-align: left;
  padding: 22px 0;
}
.acc-icon {
  flex: none;
  position: relative;
  width: 26px; height: 26px;
  border-radius: 50%;
  border: 1.6px solid #cdd9ec;
  transition: border-color .18s;
}
.acc-icon::before,
.acc-icon::after {
  content: "";
  position: absolute;
  left: 50%; top: 50%;
  background: var(--blue);
  border-radius: 2px;
  transition: transform .2s, background .2s;
}
.acc-icon::before { width: 11px; height: 1.8px; transform: translate(-50%, -50%); }
.acc-icon::after  { width: 1.8px; height: 11px; transform: translate(-50%, -50%); }
.acc-item.is-open .acc-icon { border-color: var(--gold); }
.acc-item.is-open .acc-icon::before { background: var(--gold); }
.acc-item.is-open .acc-icon::after { transform: translate(-50%, -50%) scaleY(0); }
.acc-body {
  display: grid;
  grid-template-rows: 0fr;
  transition: grid-template-rows .25s ease;
}
.acc-body > p {
  overflow: hidden;
  font-size: 14.5px;
  color: var(--muted);
  line-height: 1.5;
}
.acc-item.is-open .acc-body { grid-template-rows: 1fr; }
.acc-item.is-open .acc-body > p { padding-bottom: 22px; }

/* ---- open account steps ---- */
.steps { padding: 34px 0; }
.steps .section-title { margin-bottom: 28px; }
.steps__grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 22px;
  margin-bottom: 26px;
}
.step {
  position: relative;
  border-radius: var(--radius);
  padding: 30px 28px;
  min-height: 180px;
  display: flex;
  flex-direction: column;
  justify-content: flex-end;
  color: #fff;
  background:
    radial-gradient(70% 85% at 34% 4%, rgba(255, 255, 255, .42), rgba(255, 255, 255, 0) 56%),
    linear-gradient(158deg, #4f97f5 0%, #2d70e3 100%);
  box-shadow: 0 12px 26px rgba(47, 124, 246, .2);
  overflow: hidden;
}
.step__num {
  position: absolute;
  top: 18px; left: 22px;
  width: 92px; height: auto;
}
.step__text { font-size: 15px; font-weight: 600; line-height: 1.35; max-width: 280px; }

/* ---- documents ---- */
.docs { padding: 34px 0; }
.docs__wrap {
  background: #f3f4f7;
  border-radius: 26px;
  padding: 44px 46px;
}
.docs__wrap .section-title { margin-bottom: 26px; }
.docs__card {
  background: #fff;
  border-radius: 18px;
  box-shadow: 0 6px 20px rgba(28, 58, 110, .04);
  padding: 10px 28px;
}
.doc-row {
  display: flex;
  align-items: center;
  gap: 16px;
  padding: 16px 4px;
}
.doc-row:not(:last-child) { border-bottom: 1px solid #eef1f6; }
.doc-row__file { flex: none; width: 26px; display: flex; }
.doc-row__name { flex: 1; font-size: 15.5px; font-weight: 500; color: var(--navy); }
.btn-download {
  flex: none;
  padding: 11px 30px;
  border-radius: 10px;
  background: var(--blue-soft);
  color: var(--blue);
  font-size: 14px;
  font-weight: 700;
  transition: background .15s, color .15s;
}
.btn-download:hover { background: var(--blue); color: #fff; }

/* ---- related services ---- */
.related { padding: 20px 0 56px; }
.related__grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 22px;
}
.feature--link { cursor: pointer; }
.feature--link .feature__icon { color: var(--blue); }
.related .feature:hover {
  background: var(--blue);
  border-color: var(--blue);
  color: #fff;
  transform: translateY(-4px);
}
.related .feature:hover .feature__icon { color: #fff; }
.related .feature:hover .feature__text { color: rgba(255, 255, 255, .85); }

/* ============================================================
   PAGE: ОБСЛУЖИВАНИЕ ВЭД (ved.html)
   ============================================================ */

/* transfer advantage cards: title + subtitle */
.adv-card__body { display: flex; flex-direction: column; gap: 3px; }
.adv-card__title { font-size: 17px; font-weight: 800; color: var(--navy); line-height: 1.2; }
.adv-card__sub { font-size: 13.5px; font-weight: 500; color: var(--muted); line-height: 1.35; }

/* international / currency control */
.ved-intl { padding: 34px 0; }
.ved-intl__card { background: var(--bg-soft); border-radius: 26px; padding: 40px 44px; }
.ved-intl__cols { display: grid; grid-template-columns: 1fr 1fr; gap: 50px; margin-bottom: 28px; }
.ved-col__title { font-size: 24px; font-weight: 800; color: var(--navy); margin-bottom: 18px; }
.dot-list { display: flex; flex-direction: column; gap: 12px; }
.dot-list li { position: relative; padding-left: 30px; font-size: 14.5px; color: #3a4a66; line-height: 1.4; }
.dot-list li::before {
  content: "";
  position: absolute; left: 0; top: 1px;
  width: 18px; height: 18px;
  background: radial-gradient(circle at 35% 30%, #ffd98a, #e7a338);
  border-radius: 50%;
  box-shadow: inset 0 -2px 3px rgba(0, 0, 0, .12);
}

/* currency flag chips */
.flag-chips {
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
  background: linear-gradient(120deg, #2f8cff, #2477f0);
  border-radius: 20px;
  padding: 24px 26px;
}
.flag-chip {
  display: inline-flex;
  align-items: center;
  gap: 9px;
  background: #fff;
  border-radius: 30px;
  padding: 9px 18px 9px 12px;
  font-size: 14px;
  font-weight: 600;
  color: var(--navy);
  box-shadow: 0 3px 10px rgba(28, 58, 110, .06);
}
.flag-chip img { width: 22px; height: auto; border-radius: 3px; box-shadow: 0 0 0 1px rgba(20, 35, 63, .08); }

/* tariffs table */
.tariffs { padding: 34px 0; }
.tariffs .section-title { margin-bottom: 26px; }
.tariffs__card {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  box-shadow: var(--shadow-sm);
  padding: 22px 34px 30px;
}
.tariff { width: 100%; border-collapse: separate; border-spacing: 0 10px; }
.tariff td { vertical-align: middle; }
.tariff__name { font-size: 15.5px; font-weight: 700; color: var(--blue); width: 40%; padding-right: 24px; }
.tariff__val {
  font-size: 15px; color: var(--navy); text-align: center;
  background: var(--bg-soft); border-radius: 10px; padding: 16px 20px;
}
.tariffs__btn { margin-top: 24px; }

/* accordion body wrapper (Документы / Полезная информация) */
.acc-body > .acc-body__inner { overflow: hidden; }
.acc-body__inner > p { font-size: 14.5px; color: var(--muted); line-height: 1.5; padding-bottom: 22px; }
.acc-body__inner.doc-list { border-top: 1px solid var(--line); padding: 4px 0 8px; }
.docs .section-title { margin-bottom: 24px; }

/* consultation form */
.ved-form { padding: 34px 0; }
.ved-form__card {
  position: relative;
  border-radius: 26px;
  padding: 44px 48px;
  overflow: hidden;
  background:
    radial-gradient(40% 48% at 0% 102%, rgba(255, 172, 188, .30), transparent 72%),
    radial-gradient(42% 52% at 100% 102%, rgba(178, 198, 255, .40), transparent 72%),
    #fbfcff;
}
.ved-form__card .section-title { margin-bottom: 28px; }
.field--select { justify-content: space-between; cursor: pointer; }
.field__placeholder { font-size: 15px; color: #9aa6bd; }

/* ============================================================
   PAGE: ДЕНЕЖНЫЕ ПЕРЕВОДЫ (dp.html)
   ============================================================ */
.page-hero__art--plane { width: 48%; max-width: 520px; top: 46%; }

/* 3 transfer cards */
.tcards { padding: 30px 0; }
.tcards__grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px; }
.tcard {
  background: linear-gradient(180deg, #ffffff, #eef5ff);
  border: 1px solid #e6eefb;
  border-radius: var(--radius);
  padding: 38px 24px;
  min-height: 180px;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  gap: 18px;
  text-align: center;
  transition: transform .2s, box-shadow .2s;
}
.tcard:hover { transform: translateY(-4px); box-shadow: var(--shadow); }
.tcard__icon img { width: 106px; height: 106px; object-fit: contain; }
.tcard__title { font-size: 18px; font-weight: 800; color: var(--navy); line-height: 1.2; }
.tcards__btn { margin-top: 26px; }

/* fx support */
.fx-support { padding: 30px 0; }
.fx-support__card {
  position: relative;
  display: flex;
  align-items: center;
  background: var(--bg-soft);
  border-radius: 26px;
  padding: 40px 44px;
  min-height: 230px;
  overflow: hidden;
}
.fx-support__body { max-width: 58%; position: relative; z-index: 1; }
.fx-support .section-title { font-size: 27px; }
.fx-support .bullets {
  background: #fff;
  border-radius: 16px;
  padding: 24px 28px;
  box-shadow: var(--shadow-sm);
  margin: 20px 0 0;
  gap: 14px;
}
.fx-support .bullets li { font-size: 14px; max-width: none; }
.fx-support__art {
  position: absolute;
  right: 18px;
  top: 50%;
  transform: translateY(-52%);
  width: 400px;
  max-width: 42%;
}
.fx-support__art img { width: 100%; height: auto; display: block; }

/* transfer tariffs table */
.xtariff { width: 100%; border-collapse: collapse; }
.xtariff thead th {
  color: var(--blue);
  font-weight: 700;
  font-size: 16px;
  text-align: center;
  padding: 0 16px 20px;
}
.xtariff__section td {
  font-family: 'Montserrat', sans-serif;
  font-weight: 800;
  font-size: 17px;
  color: var(--navy);
  padding: 24px 2px 14px;
}
.xtariff tbody tr:not(.xtariff__section) td {
  border: 1px solid var(--line);
  padding: 16px 22px;
  font-size: 13.5px;
  color: var(--navy);
  text-align: center;
  vertical-align: middle;
  line-height: 1.45;
}
.xtariff__name { font-weight: 600; width: 28%; }
.xtariff__foot { display: flex; align-items: center; gap: 16px; margin-top: 22px; }
.xtariff__foot-name { flex: 1; font-size: 15px; font-weight: 600; color: var(--navy); }

/* dp open-account form */
.dp-open { padding: 30px 0; }
.dp-open .section-title { margin-bottom: 28px; }
.form__row--top { align-items: start; }
.field--radio {
  height: auto;
  flex-direction: column;
  align-items: flex-start;
  gap: 12px;
  padding: 16px 18px;
}
.radio { display: flex; align-items: center; gap: 10px; font-size: 14px; color: var(--navy); cursor: pointer; }
.radio input { display: none; }
.radio__dot {
  flex: none;
  width: 18px; height: 18px;
  border: 1.6px solid #c4cedd;
  border-radius: 50%;
  position: relative;
}
.radio input:checked + .radio__dot { border-color: var(--blue); }
.radio input:checked + .radio__dot::after {
  content: "";
  position: absolute; inset: 3px;
  background: var(--blue);
  border-radius: 50%;
}
.field--textarea {
  display: block;
  width: 100%;
  height: auto;
  min-height: 100px;
  padding: 16px 18px;
  resize: vertical;
  font-family: inherit;
  font-size: 15px;
  color: var(--navy);
  margin-bottom: 18px;
}
.field--textarea::placeholder { color: #9aa6bd; }

/* ============================================================
   PAGE: МЕДИАЦЕНТР (media.html)
   ============================================================ */
.page-hero__art--mega { width: 46%; max-width: 480px; top: 50%; }

.media-center { padding: 30px 0 40px; }
.media-center .tabs { margin-bottom: 28px; }
.media-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 22px; }
.media-card {
  position: relative;
  min-height: 300px;
  border-radius: 18px;
  overflow: hidden;
  background-size: cover;
  background-position: center;
  display: flex;
  align-items: flex-end;
  box-shadow: var(--shadow-sm);
  transition: transform .2s, box-shadow .2s;
}
.media-card:hover { transform: translateY(-4px); box-shadow: var(--shadow); }
.media-card__body {
  width: 100%;
  padding: 16px 18px 18px;
  background: rgba(255, 255, 255, .82);
  -webkit-backdrop-filter: blur(8px);
          backdrop-filter: blur(8px);
}
.media-card__date { display: block; font-size: 12px; color: var(--muted); margin-bottom: 8px; }
.media-card__title { font-size: 15px; font-weight: 700; color: var(--navy); line-height: 1.25; margin-bottom: 12px; }
.media-card__more { display: inline-flex; align-items: center; gap: 6px; font-size: 13px; font-weight: 600; color: var(--blue); }
.media-center__more { display: flex; justify-content: center; margin-top: 30px; }
.media-center__more .link-more { font-size: 15px; }

.related__grid--4 { grid-template-columns: repeat(4, 1fr); }

/* ============================================================
   PAGE: ТАРИФЫ (tariff.html)
   ============================================================ */
.nav__link.is-active { color: var(--blue); }
.page-hero--tariffs .page-hero__card { min-height: 420px; }
.page-hero__art--tariffs { width: 46%; max-width: 490px; }

/* documents as link list (name + circular chevron) */
.docs__card--links { padding: 6px 30px; }
.doclink {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 22px;
  padding: 22px 4px;
  font-size: 16px;
  font-weight: 700;
  color: var(--navy);
  line-height: 1.3;
  transition: color .15s;
}
.doclink:not(:last-child) { border-bottom: 1px solid #eef1f6; }
.doclink:hover { color: var(--blue); }
.doclink__arrow {
  flex: none;
  width: 32px; height: 32px;
  border-radius: 50%;
  border: 1.6px solid #cdd9ec;
  color: var(--blue);
  display: grid;
  place-items: center;
  transition: background .15s, border-color .15s, color .15s;
}
.doclink:hover .doclink__arrow { background: var(--blue); border-color: var(--blue); color: #fff; }

/* ============================================================
   PAGE: О КОМПАНИИ (about.html)
   ============================================================ */
.page-hero--about .page-hero__card { min-height: 432px; }
.page-hero__art--about { width: 46%; max-width: 495px; }

/* short about: text + stat cards */
.about-intro { padding: 30px 0; }
.about-intro__grid {
  display: grid;
  grid-template-columns: 1.05fr 1fr;
  gap: 48px;
  align-items: center;
}
.about-intro__text .section-title { margin-bottom: 18px; }
.about-intro__text p {
  font-size: 16px;
  color: var(--navy);
  line-height: 1.6;
  margin-bottom: 14px;
  max-width: 500px;
}
.about-intro__stats { display: grid; grid-template-columns: 1fr 1fr; gap: 18px; }
.statcard {
  background: var(--bg-soft);
  border: 1px solid #e4edfa;
  border-radius: 18px;
  padding: 26px 26px 24px;
  display: flex;
  flex-direction: column;
}
.statcard__icon { color: var(--blue); margin-bottom: 28px; }
.statcard__val { font-size: 25px; font-weight: 800; color: var(--navy); letter-spacing: -.5px; }
.statcard__val span { font-size: 16px; font-weight: 700; }
.statcard__label { font-size: 12.5px; color: var(--muted); margin-top: 8px; line-height: 1.4; }

/* mission: tabs + lead + license card */
.mission { padding: 30px 0; }
.mission .tabs { margin: 22px 0 24px; }
.mission__lead {
  font-size: 19px;
  font-weight: 700;
  color: var(--blue);
  line-height: 1.42;
  max-width: 900px;
  margin-bottom: 26px;
}
.mission__license {
  display: flex;
  align-items: flex-start;
  gap: 16px;
  background: #fff;
  border: 1px solid var(--line);
  border-radius: 18px;
  box-shadow: var(--shadow-sm);
  padding: 22px 26px;
}
.mission__license .doc-row__file { flex: none; width: 26px; display: flex; padding-top: 2px; }
.mission__license-meta { flex: 1; }
.mission__license-name { font-size: 16px; font-weight: 700; color: var(--navy); margin-bottom: 5px; }
.mission__license-desc { font-size: 13px; color: var(--muted); line-height: 1.45; }
.doc-dl {
  flex: none;
  width: 40px; height: 40px;
  border-radius: 50%;
  background: var(--blue-soft);
  color: var(--blue);
  display: grid;
  place-items: center;
  transition: background .15s, color .15s;
}
.doc-dl:hover { background: var(--blue); color: #fff; }

/* unique advantages: numbered cards on a light panel */
.uniq { padding: 30px 0 52px; }
.uniq .section-title { margin-bottom: 24px; }
.uniq__grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 8px;
  border-radius: 26px;
  padding: 40px 44px;
  background:
    radial-gradient(55% 80% at 90% 125%, rgba(255, 178, 190, .16), transparent 70%),
    linear-gradient(118deg, #f6faff 0%, #eef5ff 60%, #e7f0ff 100%);
}
.uniq-card {
  position: relative;
  padding: 8px 30px;
  overflow: hidden;
  min-height: 214px;
}
.uniq-card:not(:last-child) { border-right: 1px solid rgba(47, 124, 246, .10); }
.uniq-card__num {
  position: absolute;
  top: 50%; right: 8px;
  transform: translateY(-50%);
  font-size: 228px;
  font-weight: 800;
  line-height: 1;
  color: rgba(47, 124, 246, .10);
  z-index: 0;
  pointer-events: none;
}
.uniq-card__icon { position: relative; z-index: 1; color: var(--blue); display: block; margin-bottom: 16px; }
.uniq-card__title {
  position: relative; z-index: 1;
  font-size: 18px; font-weight: 800; color: var(--navy);
  line-height: 1.2; margin-bottom: 10px;
}
.uniq-card__text { position: relative; z-index: 1; font-size: 13px; color: var(--muted); line-height: 1.5; }

/* ============================================================
   PAGE: КОНТАКТЫ (contacts.html)
   ============================================================ */
.page-hero--contacts .page-hero__card { align-items: flex-start; }
.page-hero__art--contacts {
  top: 0;
  right: 40px;
  transform: none;
  height: 100%;
  width: 52%;
  max-width: 600px;
  align-items: center;
}
.page-hero__art--contacts img {
  width: auto;
  height: 100%;
  margin: 0 auto;
  filter: drop-shadow(0 22px 36px rgba(40, 90, 170, .18));
}

/* contacts info card */
.contacts-card {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 24px 40px;
  padding: 30px 34px;
}
.contact-cell { display: flex; flex-direction: column; gap: 12px; }
.contact-cell__label { font-size: 17px; font-weight: 700; color: var(--navy); }
.contact-cell__value { display: flex; align-items: center; gap: 12px; }
.contact-cell__icon { flex: none; display: flex; }
.contact-cell__value a { font-size: 16px; color: #3a4a66; }
.contact-cell__value a:hover { color: var(--blue); }

/* callback form (heading + form) */
.callback { padding: 30px 0 40px; }
.callback__grid {
  display: grid;
  grid-template-columns: 0.85fr 1.15fr;
  gap: 50px;
  align-items: center;
}
.callback__title { font-size: 30px; font-weight: 800; line-height: 1.15; color: var(--navy); }
.callback__form .form__row { margin-bottom: 16px; }
.callback__form .form__agreements { gap: 12px 36px; }

/* responsible-person line */
.responsible { padding: 8px 0 56px; }
.responsible__text { font-size: 15.5px; font-weight: 700; color: var(--navy); margin-bottom: 8px; }
.responsible__link { font-size: 13.5px; color: var(--blue); text-decoration: underline; }

/* ============================================================
   PAGE: РАСКРЫТИЕ ИНФОРМАЦИИ (disclosure.html)
   ============================================================ */
.page-hero--disclosure .page-hero__card { min-height: 360px; }

.disclosure { padding: 30px 0 56px; }
.disclosure__grid {
  display: grid;
  grid-template-columns: 1fr 272px;
  gap: 32px;
  align-items: start;
}
.disclosure__main { display: flex; flex-direction: column; gap: 24px; }

/* sidebar sticky nav */
.disc-nav {
  background: #fff;
  border-radius: 18px;
  box-shadow: var(--shadow-sm);
  overflow: hidden;
  position: sticky;
  top: 96px;
}
.disc-nav__item {
  display: block;
  padding: 14px 20px 14px 17px;
  font-size: 14.5px;
  font-weight: 500;
  color: var(--navy);
  border-left: 3px solid transparent;
  line-height: 1.4;
  transition: color .15s, border-color .15s, background .15s;
}
.disc-nav__item:not(:last-child) { border-bottom: 1px solid var(--line); }
.disc-nav__item:hover { color: var(--blue); background: var(--blue-soft); }
.disc-nav__item.is-active {
  color: var(--blue);
  font-weight: 700;
  border-left-color: var(--blue);
  background: var(--blue-soft);
}

/* ---- Requisites page ---- */
.page-hero--requisites .page-hero__card { min-height: 400px; align-items: flex-start; }
.page-hero__art--requisites { width: 46%; max-width: 500px; }

.req-card { padding: 32px 34px 0; }
.req-item { margin-bottom: 22px; }
.req-item__label { font-size: 15.5px; font-weight: 700; color: var(--navy); margin-bottom: 6px; }
.req-item__value { font-size: 15px; color: #3a4a66; line-height: 1.55; }
.req-item--last { margin-bottom: 28px; }

.req-meta-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 4px 32px;
  margin: 0 0 22px;
}
.req-meta-row { font-size: 15px; color: #3a4a66; line-height: 1.9; }

.req-download {
  display: flex;
  align-items: center;
  gap: 14px;
  padding: 18px 4px;
  border-top: 1px solid #eef1f6;
}
.req-download__icon { flex: none; display: flex; }
.req-download__name { flex: 1; font-size: 15.5px; font-weight: 500; color: var(--navy); }
.req-download .btn-download { flex: none; }

/* ============================================================
   ARTICLE PAGE
   ============================================================ */

/* featured banner */
.art-feature { padding: 18px 0 32px; }
.art-feature__breadcrumb { margin-bottom: 14px; }
.art-feature__card {
  border-radius: 22px;
  padding: 40px 52px;
  background: linear-gradient(110deg, #1a5fd4 0%, #2f7cf6 50%, #56a0ff 100%);
  position: relative;
  overflow: hidden;
  display: flex;
  flex-direction: column;
  gap: 20px;
  min-height: 120px;
  justify-content: center;
}
.art-feature__card::after {
  content: "";
  position: absolute;
  inset: 0;
  background:
    radial-gradient(circle at 80% 50%, rgba(255,255,255,.10) 0%, transparent 60%),
    repeating-linear-gradient(45deg, rgba(255,255,255,.03) 0px, rgba(255,255,255,.03) 1px, transparent 1px, transparent 14px);
  pointer-events: none;
}
.art-feature__title {
  font-size: 30px;
  font-weight: 800;
  color: #fff;
  letter-spacing: -.3px;
  position: relative;
  z-index: 1;
}
.art-feature__btn {
  align-self: flex-start;
  padding: 11px 28px;
  border-radius: 10px;
  background: rgba(255,255,255,.18);
  color: #fff;
  font-size: 14px;
  font-weight: 700;
  border: 1.5px solid rgba(255,255,255,.35);
  position: relative;
  z-index: 1;
  transition: background .15s;
}
.art-feature__btn:hover { background: rgba(255,255,255,.30); }

/* two-column layout */
.art-section { padding: 0 0 48px; }
.art-section__grid {
  display: grid;
  grid-template-columns: 1fr 330px;
  gap: 40px;
  align-items: start;
}

/* main article */
.art-body__title {
  font-size: 30px;
  font-weight: 800;
  color: var(--navy);
  margin-bottom: 20px;
}
.art-body__text {
  font-size: 15.5px;
  line-height: 1.7;
  color: #3a4a66;
}
.art-body__text p { margin-bottom: 16px; }
.art-body__img-right {
  float: right;
  width: 270px;
  border-radius: 14px;
  margin: 4px 0 20px 28px;
  display: block;
  object-fit: cover;
}
.art-blockquote {
  border-left: 4px solid var(--blue);
  padding: 14px 22px;
  margin: 20px 0;
  font-size: 15px;
  font-style: normal;
  font-weight: 500;
  color: var(--navy);
  background: var(--blue-soft);
  border-radius: 0 10px 10px 0;
  line-height: 1.6;
}

.art-source {
  display: flex;
  align-items: center;
  gap: 10px;
  margin: 24px 0 20px;
  font-size: 14.5px;
  color: var(--muted);
  clear: both;
}
.art-source a { color: var(--blue); text-decoration: underline; }

.art-nav {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 16px 0 24px;
  border-top: 1px solid var(--line);
  border-bottom: 1px solid var(--line);
  margin-bottom: 28px;
}
.btn--outline {
  padding: 10px 28px;
  border-radius: 10px;
  border: 1.5px solid var(--line);
  background: transparent;
  color: var(--navy);
  font-size: 14px;
  font-weight: 700;
  transition: border-color .15s, color .15s;
}
.btn--outline:hover { border-color: var(--blue); color: var(--blue); }
.art-nav__next {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 15px;
  font-weight: 700;
  color: var(--blue);
}
.art-nav__next:hover { text-decoration: underline; }

/* rate + share row */
.art-engage {
  display: flex;
  gap: 56px;
  align-items: center;
  padding: 22px 28px;
  background: var(--bg-soft);
  border-radius: 16px;
}
.art-rate { display: flex; flex-direction: column; gap: 8px; }
.art-rate__label,
.art-share__label { font-size: 14px; font-weight: 700; color: var(--navy); }
.art-stars { display: flex; gap: 4px; }
.art-star { font-size: 24px; color: #d0d8e8; cursor: pointer; transition: color .1s; }
.art-star--on { color: #f5b100; }
.art-share { display: flex; flex-direction: column; gap: 8px; }
.art-share__icons { display: flex; gap: 10px; }
.art-share__icons .social { background: #fff; }

/* sidebar */
.art-sidebar { display: flex; flex-direction: column; gap: 20px; }
.sidebar-card {
  display: block;
  background: #fff;
  border-radius: 18px;
  box-shadow: var(--shadow-sm);
  overflow: hidden;
  transition: box-shadow .2s, transform .2s;
  color: inherit;
}
.sidebar-card:hover { box-shadow: var(--shadow); transform: translateY(-2px); }
.sidebar-card__img {
  width: 100%;
  height: 170px;
  object-fit: cover;
  display: block;
}
.sidebar-card__body { padding: 16px 18px 18px; }
.sidebar-card__date { font-size: 13px; color: var(--muted); display: block; margin-bottom: 6px; }
.sidebar-card__title { font-size: 15px; font-weight: 700; color: var(--navy); line-height: 1.4; margin-bottom: 10px; }
.sidebar-card__more {
  display: flex;
  align-items: center;
  gap: 6px;
  font-size: 13.5px;
  font-weight: 700;
  color: var(--blue);
}

/* ============================================================
   RESPONSIVE
   ============================================================ */
@media (max-width: 1180px) {
  .nav { gap: 18px; }
  .nav__link { font-size: 14px; }
  .header__phone span { display: none; }
}

@media (max-width: 1024px) {
  .nav { display: none; }
  .nav--open {
    display: flex;
    flex-direction: column;
    align-items: flex-start;
    gap: 4px;
    position: absolute;
    top: 76px; left: 0; right: 0;
    background: #fff;
    border-bottom: 1px solid var(--line);
    padding: 16px 32px 22px;
    margin: 0;
    box-shadow: var(--shadow);
  }
  .nav--open .nav__link { padding: 8px 0; font-size: 16px; }
  .nav--open .nav__item { display: flex; flex-direction: column; align-items: flex-start; width: 100%; }
  .nav--open .mega {
    position: static;
    opacity: 1; visibility: visible; transform: none;
    background: transparent; box-shadow: none; border: none; border-radius: 0;
    padding: 4px 0 10px;
    display: none;
  }
  .nav--open .nav__item--dropdown.is-open .mega { display: block; }
  .nav--open .mega__inner { padding: 0; gap: 8px; }
  .nav--open .pill { padding: 9px 16px; }
  .burger { display: flex; }
  .header__login { display: none; }
  .hero__art { width: 50%; right: 0; opacity: .95; }
  .coin--eur { width: 160px; }
  .coin--rub { width: 188px; }
  .coin--usd { width: 172px; }
  .features__grid { grid-template-columns: repeat(2, 1fr); }
  .accompany__grid { grid-template-columns: 1fr 1fr; }
  .accompany__main { grid-column: 1 / -1; }
  .media__grid { grid-template-columns: 1fr 1fr; }
  .post--feature { grid-column: 1 / -1; }
  /* rko page */
  .page-hero__art { width: 46%; opacity: .92; }
  .page-hero__title { font-size: 40px; }
  .benefits__card { gap: 30px; }
  .related__grid { grid-template-columns: 1fr; }
  /* media page */
  .media-grid { grid-template-columns: repeat(2, 1fr); }
  .related__grid--4 { grid-template-columns: repeat(2, 1fr); }
}

@media (max-width: 760px) {
  .container { padding: 0 18px; }
  .section-title { font-size: 27px; }
  .hero__card { padding: 34px 26px; min-height: 0; }
  .hero__title { font-size: 34px; }
  .hero__subtitle { font-size: 16px; }
  .hero__art { display: none; }
  .hero__badges { gap: 18px; flex-wrap: wrap; }
  .hero__cta { flex-wrap: wrap; }
  .features__grid { grid-template-columns: 1fr; }
  .borders__card { grid-template-columns: 1fr; }
  .photo-ph--man { min-height: 200px; }
  .accompany__grid { grid-template-columns: 1fr; }
  .stats__grid { grid-template-columns: 1fr; }
  .stat { border-right: none; border-bottom: 1px solid var(--line); }
  .stat:last-child { border-bottom: none; }
  .media__bar { flex-direction: column; align-items: flex-start; }
  .media__grid { grid-template-columns: 1fr; }
  .post--feature { flex-direction: column; }
  .post--feature .post__media { width: 100%; min-height: 200px; }
  .form__row,
  .form__agreements { grid-template-columns: 1fr; }
  .open__card { padding: 28px 22px; }
  .office {
    position: static;
    transform: none;
    width: auto;
    margin: -90px 16px 16px;
  }
  .map-section__card { min-height: 0; }
  .map { position: relative; height: 240px; inset: auto; }
  .footer__cols { grid-template-columns: 1fr 1fr; }
  .footer__legal { flex-direction: column; align-items: flex-start; }
  /* rko page */
  .page-hero__card { padding: 30px 24px; min-height: 0; }
  .page-hero__title { font-size: 30px; }
  .page-hero__subtitle { font-size: 16px; }
  .page-hero__art { display: none; }
  .benefits__card { grid-template-columns: 1fr; gap: 26px; padding: 26px 20px; }
  .benefits__card::after { display: none; }
  .docs__wrap { padding: 26px 18px; }
  .docs__card { padding: 6px 18px; }
  .steps__grid { grid-template-columns: 1fr; }
  .accordion { padding: 4px 18px; }
  .acc-head { font-size: 15px; }
  .doc-row { flex-wrap: wrap; }
  .doc-row__name { flex: 1 1 60%; }
  /* ved page */
  .ved-intl__card { padding: 26px 20px; }
  .ved-intl__cols { grid-template-columns: 1fr; gap: 26px; }
  .tariffs__card { padding: 16px 18px 24px; }
  .tariff, .tariff tbody, .tariff tr, .tariff td { display: block; width: auto; }
  .tariff__name { width: auto; padding: 0 0 6px; }
  .tariff__val { margin-bottom: 6px; }
  .ved-form__card { padding: 28px 20px; }
  /* media page */
  .media-grid, .related__grid--4 { grid-template-columns: 1fr; }
  /* dp page */
  .tcards__grid { grid-template-columns: 1fr; }
  .fx-support__card { flex-direction: column; padding: 26px 20px; min-height: 0; }
  .fx-support__body { max-width: 100%; order: 1; }
  .fx-support__art { position: static; transform: none; width: 220px; max-width: 70%; margin: 0 auto 10px; order: 0; }
  .tariffs__card { overflow-x: auto; }
  .xtariff { min-width: 560px; }
}

@media (max-width: 460px) {
  .footer__cols { grid-template-columns: 1fr; }
}